I just spoke to PayPal on phone. Very different than when the bot services you. Decided in my favor, but for an unexpected reason. It was not the I had emails proving he got the e-plans; which he specifically requested. It was that the plans were emailed. “Intangibles are not covered by a claim.” Damn. I did not know that. I have always said that IBEX needs seminars on e-commerce, but they always ignore me.